Free bus pass claims can be made from the female state pension age – when will it rise? | Personal Finance | Finance
Free bus passes, or an older person’s bus pass, can be received by those who reach the female state pension age in England, regardless of their actual gender. As it stands, the female state pension age is 66 but it will be rising over the coming years.
In previous years, the female state pension age was 60 but following a controversial Pensions Act introduced in 2011, the female state pension age was increased to 65 to match the male pension age.
There were originally plans in place to equalise the state pension ages among the genders but this Act sped up the process and it particularly affected women born in the 1950s.
Going forward, the state pension age for both men and women will increase in tandem and under the current schedule, it will increase to 67 between 2026 and 2028.
It will then rise to 68 between 2044 and 2046.
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State pension claims can be made up to four months before a person reaches their actual state pension age.
The quickest way to do this is by applying online.
However, they can also be applied for over the phone or through the post.
To be eligible for a state pension a person will need to have at least 10 years of National Insurance contributions under their belt.
The actual payment date(s) will be dependent on the claimants National Insurance number.
The final two digits of a National Insurance number will determine the payment day of the week, as detailed below:
- 00 to 19 – Monday
- 20 to 39 – Tuesday
- 40 to 59 – Wednesday
- 60 to 79 – Thursday
- 80 to 99 – Friday