State pension warning: Your NI contributions may not be qualifying – rules explained | Personal Finance | Finance
Should a person have any gaps which prevent them from getting full payments they may then be able to get credits or make voluntary contributions.
It should be noted voluntary contributions do not always increase a state pension and as such, the Future Pension Centre should be contacted to see if the payee would benefit from them.
Voluntary contributions will be paid through class two or class three payments.
These payments will not be cost free, however, as a charge will be levied.